1. Refund Eligibility

Refunds are applicable only for failed or unsuccessful transactions.

2. Non-Refundable Services

Successful transactions like recharge, bill payments are non-refundable.

3. Refund Request

Contact support with transaction ID and registered mobile number.

4. Processing Time

Refunds are processed within 5–7 working days after verification.

5. Payment Method

Refund will be credited to the original payment source.

6. Failed Transactions

If amount is deducted but service fails, refund will be initiated automatically.

7. Policy Updates

We may update this refund policy without prior notice.

8. Customer Support

For any refund issue, contact our 24/7 support team.

9. Verification

All refund requests are verified before approval.

10. Final Decision

ShadvalPay reserves the right to approve or reject refund requests.